2.9
  • Best loan program in america5 votes
  • Naca qualifications3 votes
  • Program2 votes
  • Communication9 votes
  • Waste of time7 votes
  • Counselor7 votes
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  • 1 hour ago
  • Loans and Mortgages
  • Simi Valley, California
  • Homebuyer Program
  • 9

My wife and I started the NACA program the end of June 2014 by going to the NACA workshop. After a few months of getting the documentation to NACA and getting "NACA approved", we were able to start looking for a home to buy. We used a NACA approved realtor, which I recommend since they are very familiar with the NACA process and are able to "sell" it better to the other agents. Our mortgage... Read more

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  • 2 hours ago
  • Loans and Mortgages
  • Clementon, New Jersey
  • 8

I purchased my home in November. It took almost a year to do that it is a rehab and NACA handles how my contractor gets paid.He has completed most of the work and still have not been paid. I am still currently living in my rental and paying bills for a home I can not live in because all the repairs have not been completed. This has been the absolute worst experience of my life. I would not... Read more

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  • 21 hours ago
  • Real Estate
  • Walnut Creek, California
  • Positive Experience
  • 78
  • REVIEW RATING 5/5
NACA Too good to be true but Turned Out to Be True!
1 of 6

I have applied for a home loan to several banks but because I am self employed, no banks gave me the much needed loans. I searched online on what options I have and found and tried NACA. I started applying for the NACA Home Loan Program last 2013. I submitted all my bank statements, credit card billing statements, utility billing statements and rental history payments. With the help of the... Read more

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  • 1 day ago
  • Loans and Mortgages
  • Bellevue, Washington
  • 42
  • REVIEW RATING 4/5

Hello, I am interested in buying a home & going thru NACA. After reading these reviews, I'm not sure now. Everyone seems to have valid points of issues however; it's the NACA return responses that trouble me. Instead of responding back with simply apologies & offers of help, Tim you made sure you pointed out the faults of the consumers first in what reads like defensive tones. I don't... Read more

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  • 2 days ago
  • Home Construction and Repair
  • Santa Maria, California
  • 142
  • REVIEW RATING 4/5

I survived the laborious NACA process and purchased my home. In order for NACA to approve the loan I had to arrange an ever so "minor" A/C repair. I did and now NACA cannot find any of the docs the contractor sent them, who is already NACA approved. Those documents have been resent and the head of the rehab dept. is very unresponsive. Now the head of the rehab or HAND department will not... Read more

Was this review helpful? 1 1

  • May 01
  • Loans and Mortgages
  • Mesa, Arizona
  • Positive Experience
  • 181
  • REVIEW RATING 4/5

I had a positive experience with NACA. I thinks this is a great program and I recommend it to everyone I know. I completed the program in under 3 months by following my counselors instructions exactly. I used the online website everyday to check the status and see what needed to be done. My counsler made it clear I would need to be very involved in the process. With NACA's help and guidance I am... Read more

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  • From mobile
  • Naca
  • Apr 29
  • by anonymous
  • #628953

This is a great company to go through. I got my mortgage at the right price. It seemed like the process was very long but it was worth it. I would refer a friend and will also give them pointers on what they will need. Add comment

  • Apr 29
  • Loans and Mortgages
  • Columbus, Ohio
  • Home Lease
  • 1
  • 1
  • 246
  • REVIEW RATING 4/5

Working with a counselor now that seems to only look at our folder during our 15 schedule phone appointment every two weeks. My lease is up, been up for a few months now. All money saved and paperwork submitted as requested, but still every two weeks there is something else that's prolonging. not knowing until the next two week 15min meeting. I'm unable to move on waiting for this lady to... Read more

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  • Apr 26
  • Loans and Mortgages
  • Boston, Massachusetts
  • Positive Experience
  • 1
  • 1
  • 367
  • REVIEW RATING 5/5

The tag line for this program is 'the best mortgage product in America" and this is true. If you can deal with the program transparency, lack of interdepartmental communication and at time non-responsive staff it will be worth it. It took me 2 months to become 'NACA Approved" /pre-approved and found the house I wanted within 1 month but it took nearly 6 more months to close. A majority of that... Read more

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  • Apr 22
  • Loans and Mortgages
  • Chicago, Illinois
  • 1
  • 1
  • 380
  • REVIEW RATING 5/5

I started this process May 2014, and is been almost a year and still have not closed on this deal. This has been the the most incompetent group of people ever!!! They're not on the same page, there's no communication among their staff. This has caused so much stress! I can't believe how much they make NACA sound so good, but in reality they are the worst. I wish that would of gone to NHS... Read more

Was this review helpful? 2 2

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