1.8
  • program2 votes
  • Tammy clark very helpful1 votes
  • Program description1 votes
  • Communication3 votes
  • Waste of time2 votes
  • counselor2 votes
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  • 1 day ago
  • Loans and Mortgages
  • Bronx, New York
  • 102
  • REVIEW RATING 4/5

NACA is a scam. Yes, there are people who have purchased homes through NACA. But if you look online, you will find that LESS THAN 5% of people are able to buy through NACA. Why is that? Because NACA gets grant funding (I.e. taxpayer dollars) for every person it counsels, not every person it puts in a home. As a result, NACAs goal is to get you to come in for "counseling" and not to get you in a... Read more

Was this review helpful? 0 0

  • Jan 22
  • Loans and Mortgages
  • Gastonia, North Carolina
  • Loan
  • 1
  • 1
  • 211
  • REVIEW RATING 5/5

My experience was positive until my file got to the HAND DEPT. It's been downhill from there. My closing date had to be extended 10 days due to a delay from HAND. That has been resolved but I need an updated 1003 form to be cleared for underwriting/closing. That was a week ago. I can't get any response, and am now being told that I am in danger of losing my earnest money deposit and the home... Read more

Was this review helpful? 2 1

  • Jan 20
  • Loans and Mortgages
  • Baltimore, Maryland
  • Positive Experience
  • 210
  • REVIEW RATING 5/5

I'm hearing all this bad stuff about Naca I must admit it took 6 months but it's the best thing me and my wife could've done we started August 2014 close last week January 14 2015 with a interest rate of 1.875 we started our process with the regular FHA route approved at 360,000 mortgage payment was to be 2490.00 rate 3.8% that 2490.00 includes a PMI a fee I couldn't stand so a friend mentioned... Read more

Was this review helpful? 4 0

  • Jan 19
  • Loans and Mortgages
  • Lease
  • 4
  • 4
  • 238
  • REVIEW RATING 5/5

I have been working with NACA for a year and had all my documents ready and given when necessary. Now that my file is in Underwriting, it seems to be so much harder to contact my MC and calls and emails are not being returned for over two weeks after I was told to contact her by phone on a certain day. Member services acts like they will help but still nothing is being done. Phone appts were... Read more

Was this review helpful? 2 4

  • Jan 16
  • Loans and Mortgages
  • Orlando, Florida
  • Counselor
  • 1
  • 1
  • 194
  • REVIEW RATING 4/5

I have been in the program since 2013. Umm. It's 2015. I have a new counselor and she is rude. I spoke to my friend who works at the bank and they told me to move on to a real estate agent because the naca counselor wants me to get grants on my own and ask people for help . She told me that the documents that I submitted have not been received and I need to learn how to fax. I told the counselor... Read more

Was this review helpful? 0 2

  • Jan 13
  • Loans and Mortgages
  • Positive Experience
  • 4
  • 4
  • 434
  • REVIEW RATING 5/5

I have been a real estate broker for over 20 years, 15 of those years I have worked with home buyers. NACA is the best product that can be used for a person who does not own a home and looking to buy. I have helped clients who came out of bankruptcy, short sold their home, 1st time home buyers. NACA's loan process for buying is much easier than trying to get a loan from a bank. First NO MONEY... Read more

Was this review helpful? 8 4

  • Jan 13
  • Loans and Mortgages
  • Memphis, Tennessee
  • Positive Experience
  • 1
  • 1
  • 258
  • REVIEW RATING 5/5

God has His hand in this NACA process, I read that it is long but that equals Patience. When the best comes our way we have to wait on His timing. In my youth I didn't realize the importance so my process may take a bit longer than others, different cases. NACA is really helping as a single parent. There are negative comments but make sure you look in your backyard and examine what they working... Read more

Was this review helpful? 6 1
  • From mobile
  • Naca
  • Jan 11
  • by anonymous
  • #581236

Long unnecessary process! Counselors changed 3-4 times. Information never updated. The counselors have nasty attitudes and talk down to you like your a dumb,uneducated, County recipient begging for charity or a place in their program. Not good business at all!! Add comment

  • Jan 11
  • Loans and Mortgages
  • Piscataway Township, New Jersey
  • Home Loan
  • 2
  • 2
  • 561
  • REVIEW RATING 5/5

I had pretty much the same experiences with NACA as everyone here several years ago...It was time consuming and frustrating. Never has there been a more perfect customer...all my documents were in order, a credit score of 800. I had my down payment. I lost one house than another...I finally gave up. My counselor was more than helpful and he did what he could. I finally realized that I would... Read more

Was this review helpful? 3 1

  • Jan 10
  • Loans and Mortgages
  • Birmingham, Alabama
  • Positive Experience
  • 1
  • 1
  • 444
  • REVIEW RATING 5/5

I have had a very positive experience with NACA. I am so sorry that a lot of people have not. I purchased my home through the NACA process in July 2014. Sure I had to submit tons of documents, sometimes two or three times, It was not a quick process but well worth it in the end. I have a 2.5% interest rate and am paying $200 less for my mortgage than I was paying for rent. I live in a good... Read more

Was this review helpful? 8 1

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