I worked with NACA for almost 1 year gathering documents uploading them every month and since you can only talk to your counselor 1 maybe 2 a month it’s slow as the slowest thing you could think of! I was getting close to (3 months away) from when I would need to move and I talked to a coworker who had gotten approved by NACA and was set to close, and they delayed and delayed and delayed so almost 3 months (mind you he had to move his family twice because they moved into a hotel when they thought the closing was a week out then they had to move to another apartment then they ended up going with conventional financing and got closed in 21 days.
I talked to my sister in the homebuilding business who confirmed with their mortgage coordinator it takes on Average 1 yr to close with NACA. There are much better alternatives out there!! Please don’t waste time with this terrible organization.
I ended up calling a mortgage company and got approved found a house and closed in 30 days! Seriously Don’t Waste Your Precious Time!