Product: Naca Home Loan Clear all filters (18 of 18 reviews match)
filters
seller:
Show
state:
Show
city:
Show
product:
My husband and I started with the Naca program back in 2016.. we went to every meeting with the counselor. We did everything the counselor advised us to do in order to become elegible for the home loan. We Provided every piece of document that they requested and all...
Read more
NACA_Online
NACA_Online
Naca Verified Representative

We always advise members that email is the most efficient way to contact your counselor. It is difficult for counselors to answer phone calls since they are usually in a couns...

1.0
Product
Naca Home Loan
#1195315
I like most individuals thought NACA was a program that would help me secure a home loan. What I found was the program and the individuals running are fraudulent. I went to the initial NACA offering based on word of mouth and setup an appoint. I came with all the...
Read more
Product
Naca Home Loan
#1193954
I Never was giving the opportunity ti get first time home buyer grants like all my girlfriends did. I'm ashamed to tell people how much I needed to get this house . I have to date 5 years of on time payments on everything credit cards all bills and a 620 score If I...
Read more
NACA_Online
NACA_Online
Naca Verified Representative

The NACA program is a very detailed program because of its full-document underwriting. As such, the NACA program is not designed to be a fast program even though we are contin...

2.1
Product
Naca Home Loan
I liked
  • House
#1185474
I did close on my home after the closing date was push back a few times worrying did the hand dep get this or that, but my advice for someone who is in my position a decent score (above 600) credit cards low balance 5 years of on time rental payments Go else where. I...
Read more
krisfnbs
krisfnbs

Sounds like an awful lot of complaining from someone who has better mortgage terms than 99.9% of the nation THANKS TO NACA!Nobody said the NACA program is easy. Its actually p...

Anonymous
Anonymous

Thanks for the advice. It was very helpful.

2.0
Product
Naca Home Loan
#1178753
However, when I wanted to make an offer, NACA counselor told me that I am approved for only 600$. I spent 3 months looking for houses that i am not qualified for. NACA said sorry. It is because NACA counselor did not see that my wife just start her new job after...
Read more
NACA_Online
NACA_Online
Naca Verified Representative

We are sorry about any confusion you experienced about your qualification amount. The requirement that any household member's income have at least a 12-month history is very c...

j.nodine_51
j.nodine_51

Sounds like you got stuck with a counselor who is brand new to the business. Any originator worth their salt knows that part-time income without a verifiable history of at le...

1.0
Product
Naca Home Loan
I didn't like
  • Ignorance
  • Customer service
  • It was the worst experience of my life
#1111368
I began working with NACA Detroit at the end of 2016. Everything started off pretty well. I knew someone who'd used them in another state and she told me the process was long and tedious, so I was prepared. I am also a meticulous record keeper, so although I was...
Read more
1.0
Product
Naca Home Loan
I didn't like
  • It was the worst experience of my life
#1109854
I have a close relative that has been seeking to purchase a home through the NACA program it has been a struggle for her it has been equally as troubling to me because i am a loan officer that helps a lot of low to moderate income borrowers purchase homes that need...
Read more
Product
Naca Home Loan
#1096708

AFTER 2 YEARS THEY DONE NOTHING GOING TO BE HOME LESS IN 2 DAYS BECAUSE THEY PROMISE TO CLOSE ON MY LOAN 6 MONTHS AGO. I HAVE 2 KINDS AND A WIFE ,THE KEEP LOSING PAPER WORK ASKING FOR THE SAME PAPER WORK OVER AND OVER AND OVER AND CHANGING LOAN AMOUNTS. THE CRITERIA...
Read more
NACA_Online
NACA_Online
Naca Verified Representative

NACA has in fact provided mortgages for approximately 60,000 homeowners nationwide, and dozens more close every day.While your counselor may indeed ask you to re-submit docume...

Anonymous
Anonymous

To be honest, NACA is a scam. Don't waste your time with them. By trusting their ads, I started a housing purchase process with the Washington DC office 2 years ago. I submitt...

1.0
Product
Naca Home Loan
I didn't like
  • Customer service and missing documents
  • False advertising
  • Waiting for no reason
#1072822
One of the reasons my buyers went with the offer from a NACA client was because they said we could easily close within my sellers timeframe. Here we are over three weeks AFTER this transaction was supposed to close and we are finally closing tomorrow. NACA cares...
Read more
Anonymous
MemberCustomer

Wow. 45 days after TRID is a reasonable close time. As a mortgage broker, NACA's responsibility is to it's members and the lenders it works with, not the seller. I'm inte...

Anonymous
Naca customer

Realtor you act as if you've never had a closing delayed. If you say never you're either inexperienced or lying. 45 is the number of days they tell all borrowers to expect clo...

Product
Naca Home Loan
#1065836
I took five months to purchase my home due to ridiculous power struggle paperwork delays. Many times I nearly my escrow money to the Seller, who by the way was completely frustrated as well. When we (seller and I) became so frustrated with the delays the seller's...
Read more
NACA_Online
NACA_Online
Naca Verified Representative

We can appreciate your frustration, but we're pretty sure that the length of time involved was far less due to any conspiring within Bank of America than it is the huge demand...

5.0
Product
Naca Home Loan
#1058222