Product: Naca Home Loan Clear all filters (0 of 23 reviews match)
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I did get the home Jan 2017 but I would never recommend anyone to use this organization. I made the mistake of wanting to rehab the home I bought which was apart of the loan I signed the work was never completed by the contractor recommended through NACA. The home...
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NACA_Online
NACA_Online
Naca Verified Representative

We are sorry you had a bad experience with the contractor. Please remember that all contractors who are authorized through NACA are independent businesses that have met a spec...

Product
Naca Home Loan
#1330257
I am the seller of a house to a NACA participant. Ms Jajuanna Satcher made an offer on my house March 13 2018. We entered into a contract March 14 2018. We set to close on April 20, 2018. The home inspection was complied with on March 21st, the work to include a...
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Anonymous
Choice2000

This is exactly why I was done months in. I've read similar reviews. I told my husband, I think the WHOLE process is going to be LONG, SLOW and TEDIOUS. We're on step 4 --- it...

Anonymous
Lordtakethewheel

Wow. I'm sending my husband this right now!!!!!!! We need to get the *** out while we still have our money. That is INSANE! And downright SCARY! If our savings was lost we'd h...

1.0
Product
Naca Home Loan
#1258813
My husband and I started the NACA process in November of 2017 did the workshop, got our NACA ID, set up our first appointment with our MC. Sat and watched him upload our documents. Here it is May 2018 and things aren't good, they're actually horrific. Appointments are...
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dalyia2006
dalyia2006

This does make me nervous since going to a workshop and that was unorganized and the customer service was lacking. I do want to buy a home before this year is up and it’s May ...

Anonymous
Anonymous

Yes thank you for your comment!! I've been on this site for a couple of years and trying to get people away from NACA. Since I am not a client, it's good to hear from a client...

1.3
Product
Naca Home Loan
I didn't like
  • Lack of solutions to get their jobs done on time
  • Communication
  • Can never talk to my counselor
#1256065
NACA is comparable to a government agency like the IRS or your local DMV. They have no regard for customer service because no one else can offer what they can. Therefore you get counselors that are under educated and overworked and have no idea how to process a home...
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Anonymous
Anonymous

Dropped out to much stress

Product
Naca Home Loan
#1232425
Little did I know that not only did NACA change my loan with so called home affordable program. Pay your loan on time for 5 years and 1000 would go toward your principle. Yes, $ 5,000 went toward my principle, but the rate that was 2%,3% 4% cap 5% what happened is...
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NACA_Online
NACA_Online
Naca Verified Representative

The HAMP modification you received was a government created program that NACA in fact opposed and only accepted as a last resort when no other modification options were possib...

Anonymous
Being Honest

Sounds like you had a HAMP or a HAMP like modification. The only way you would get that is because you defaulted on your mortgage and your lender had to change your terms in a...

Product
Naca Home Loan
#1219517
My husband and I started with the Naca program back in 2016.. we went to every meeting with the counselor. We did everything the counselor advised us to do in order to become elegible for the home loan. We Provided every piece of document that they requested and all...
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NACA_Online
NACA_Online
Naca Verified Representative

We always advise members that email is the most efficient way to contact your counselor. It is difficult for counselors to answer phone calls since they are usually in a couns...

1.0
Product
Naca Home Loan
#1195315
I like most individuals thought NACA was a program that would help me secure a home loan. What I found was the program and the individuals running are fraudulent. I went to the initial NACA offering based on word of mouth and setup an appoint. I came with all the...
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Product
Naca Home Loan
#1193954
I Never was giving the opportunity ti get first time home buyer grants like all my girlfriends did. I'm ashamed to tell people how much I needed to get this house . I have to date 5 years of on time payments on everything credit cards all bills and a 620 score If I...
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Anonymous
Anjolie Andrews

All of these people do not understand the mortgage process.. yes you can buy your rate down anywhere but 1. will you get that rate at the cost you paid? Answer: NO. 2. will yo...

NACA_Online
NACA_Online
Naca Verified Representative

The NACA program is a very detailed program because of its full-document underwriting. As such, the NACA program is not designed to be a fast program even though we are contin...

2.1
Product
Naca Home Loan
I liked
  • House
#1185474
I did close on my home after the closing date was push back a few times worrying did the hand dep get this or that, but my advice for someone who is in my position a decent score (above 600) credit cards low balance 5 years of on time rental payments Go else where. I...
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krisfnbs
krisfnbs

Sounds like an awful lot of complaining from someone who has better mortgage terms than 99.9% of the nation THANKS TO NACA!Nobody said the NACA program is easy. Its actually p...

Anonymous
Anonymous

Thanks for the advice. It was very helpful.

2.0
Product
Naca Home Loan
#1178753
However, when I wanted to make an offer, NACA counselor told me that I am approved for only 600$. I spent 3 months looking for houses that i am not qualified for. NACA said sorry. It is because NACA counselor did not see that my wife just start her new job after...
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NACA_Online
NACA_Online
Naca Verified Representative

We are sorry about any confusion you experienced about your qualification amount. The requirement that any household member's income have at least a 12-month history is very c...

j.nodine_51
j.nodine_51

Sounds like you got stuck with a counselor who is brand new to the business. Any originator worth their salt knows that part-time income without a verifiable history of at le...

1.0
Product
Naca Home Loan
I didn't like
  • Customer service
  • Ignorance
  • It was the worst experience of my life
#1111368