Product: Naca Home Loan Clear all filters (16 of 16 reviews match)
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I Never was giving the opportunity ti get first time home buyer grants like all my girlfriends did. I'm ashamed to tell people how much I needed to get this house . I have to date 5 years of on time payments on everything credit cards all bills and a 620 score If I...
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2.1
Product
Naca Home Loan
I liked
  • House
#1185474
I did close on my home after the closing date was push back a few times worrying did the hand dep get this or that, but my advice for someone who is in my position a decent score (above 600) credit cards low balance 5 years of on time rental payments Go else where. I...
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Anonymous
Anonymous

Thanks for the advice. It was very helpful.

Anonymous
Anonymous

Good Comment!! Best to stay away from NACA

2.0
Product
Naca Home Loan
#1178753
However, when I wanted to make an offer, NACA counselor told me that I am approved for only 600$. I spent 3 months looking for houses that i am not qualified for. NACA said sorry. It is because NACA counselor did not see that my wife just start her new job after...
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NACA_Online
NACA_Online
Naca Verified Representative

We are sorry about any confusion you experienced about your qualification amount. The requirement that any household member's income have at least a 12-month history is very c...

j.nodine_51
j.nodine_51

Sounds like you got stuck with a counselor who is brand new to the business. Any originator worth their salt knows that part-time income without a verifiable history of at le...

1.0
Product
Naca Home Loan
I didn't like
  • Ignorance
  • It was the worst experience of my life
  • Customer service
#1111368
I began working with NACA Detroit at the end of 2016. Everything started off pretty well. I knew someone who'd used them in another state and she told me the process was long and tedious, so I was prepared. I am also a meticulous record keeper, so although I was...
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1.0
Product
Naca Home Loan
I didn't like
  • It was the worst experience of my life
#1109854
I have a close relative that has been seeking to purchase a home through the NACA program it has been a struggle for her it has been equally as troubling to me because i am a loan officer that helps a lot of low to moderate income borrowers purchase homes that need...
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Product
Naca Home Loan
#1096708

AFTER 2 YEARS THEY DONE NOTHING GOING TO BE HOME LESS IN 2 DAYS BECAUSE THEY PROMISE TO CLOSE ON MY LOAN 6 MONTHS AGO. I HAVE 2 KINDS AND A WIFE ,THE KEEP LOSING PAPER WORK ASKING FOR THE SAME PAPER WORK OVER AND OVER AND OVER AND CHANGING LOAN AMOUNTS. THE CRITERIA...
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NACA_Online
NACA_Online
Naca Verified Representative

NACA has in fact provided mortgages for approximately 60,000 homeowners nationwide, and dozens more close every day.While your counselor may indeed ask you to re-submit docume...

Anonymous
Anonymous

To be honest, NACA is a scam. Don't waste your time with them. By trusting their ads, I started a housing purchase process with the Washington DC office 2 years ago. I submitt...

1.0
Product
Naca Home Loan
I didn't like
  • Waiting for no reason
  • Customer service and missing documents
  • False advertising
#1072822
One of the reasons my buyers went with the offer from a NACA client was because they said we could easily close within my sellers timeframe. Here we are over three weeks AFTER this transaction was supposed to close and we are finally closing tomorrow. NACA cares...
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Anonymous
MemberCustomer

Wow. 45 days after TRID is a reasonable close time. As a mortgage broker, NACA's responsibility is to it's members and the lenders it works with, not the seller. I'm inte...

Anonymous
Naca customer

Realtor you act as if you've never had a closing delayed. If you say never you're either inexperienced or lying. 45 is the number of days they tell all borrowers to expect clo...

Product
Naca Home Loan
#1065836
I took five months to purchase my home due to ridiculous power struggle paperwork delays. Many times I nearly my escrow money to the Seller, who by the way was completely frustrated as well. When we (seller and I) became so frustrated with the delays the seller's...
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NACA_Online
NACA_Online
Naca Verified Representative

We can appreciate your frustration, but we're pretty sure that the length of time involved was far less due to any conspiring within Bank of America than it is the huge demand...

5.0
Product
Naca Home Loan
#1058222
I am a first time home buyer and this program has been the most stressful. I submit the documents on my action plan within 24 hours. I check it constantly and then wait for weeks just to hear back from my counselor with no updates despite me emailing her to ask the...
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Anonymous
Anonymous

I'm having the same experience with my NACA counselor. I had my first appointment in February and turned in all documents requested the beginning of April. I was the. Told it ...

2.1
Product
Naca Home Loan
#1048319
Finally closed on my Naca loan (Cleve office) after nearly 2 years in the program. Moved in 2 weeks ago. Lovin my new house. Trust me never did I think I'd be the spokesman for sticking it out. Considering I changed counselors twice and nearly quit 5 times. It is real....
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Anonymous
Nicole

Do you mind if I ask what your mortgage rate is with a 180k loan?

NACA_Online
NACA_Online
Naca Verified Representative

Congratulations on becoming a homeowner! We always advise our members that patience and persistence are two of the most powerful tools in the NACA process, and you have proven...

Product
Naca Home Loan
#1000762