Product: Naca Mortgage Clear all filters (103 of 103 reviews match)
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me and the wife relocated to Georgia from California 2016, and as soon as we got here we went to a Naca meeting. that was in may 2016 and we had to get all of our paperwork in order. by September 14th we had our first appointment with Curtis luke and we closed January...
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billytocontact_48
billytocontact_48

RE: NACA review...You just bought your house and paid money to buy down to bring your interest rate down. But wait a couple of years and you will see that you cannot do anyth...

4.3
Product
Naca Mortgage
#1081046

Naca don't care about you. Me and my wife been with Baca for 2 years. Every time we thought we was getting close to buy a home they would delay the process. They literally want to see you in they program for years before they give you a dime. Mean while your paying...
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NACA_Online
NACA_Online
Naca Verified Representative

Sadly, because of several undeniably inaccurate statements in this post, this is clearly a phony complaint designed for the sole purpose of giving a cheap plug to a mortgage b...

Product
Naca Mortgage
#1080841
I have been with NACA since 2003 when I purchased my home through them. I have recommended them to a lot of my friends and family because I really believed that they were the best mortgage in America. Recently, I tried refinancing my mortgage for a lower interest rate...
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Anonymous
MemberCustomer

Check your Neighborhood Stabilization and NACA Membership Agreements in your application package. The goal of NACA's 2nd is to ensure owner occupancy. Unless someone is look...

NACA_Online
NACA_Online
Naca Verified Representative

I'm afraid the fact of the matter is that you were indeed made aware of the lien NACA places on the property to enforce our owner occupancy rule. It was specifically mentione...

Product
Naca Mortgage
#1072046

NACA Miami

#1048238
2.1
Details
Called seeking help with my file, asked for Manager. Nobody has returned my call in over 2 weeks!!! Recently came across post regarding Shawn Stewart, no wonder. I have lost all confidence.
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I've been through 5 NACA mortgage reps. since I have joined and each conveyed information that never added up. No one there seems to know what they're doing or how to do it. They also work at a snails pace. I'm taking heed of some folks I know and others here on this...
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Anonymous
Anonymous

There is in fact no down payment in the NACA program. However a down payment is very different from prepaid items that required prior to closing such as inspections, initial ...

1.1
Product
Naca Mortgage
#1063360

I had the first mortgage person quit , second person told me he would submit file .Never got done because he didnt review file properly . I had a balance with irs . So he told me i had to pay first . Third counselor i paid irs he said i would get approved if i give him...
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NACA_Online
NACA_Online
Naca Verified Representative

While other types of lines and judgements can be overlooked if they have been in an agreed-upon payment plan for 12 months, tax debt is a very different situation.I’m afraid o...

Anonymous
Smitty

That sounds awful. I have several horror stories of my own about K**Bank and Hun******* Bank. Quicken Loans ended up with my refinance, did a great job, has an excellent webs...

1.9
Product
Naca Mortgage
#1027753
I have read a lot on people complaining about NACA, many of the same people pursue it (myself being one of them) - why? because final result is sweet (or going to be sweet, in my case) - i mean, i will be closing with 0.0625% interest rate, no closing costs, no PMI and...
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Anonymous
Anonymous

NACA in Massachusetts sucks I"m a seller of a condo a couple is trying to purchase it. My condo is 95% remolded the appraiser valued it at $ 76, 000 WTF new windows carpetin...

Anonymous
Anonymous

Document this same review when you close. Not helpful

3.7
Product
Naca Mortgage
I liked
  • Lowest mortgage rates
  • Best rates
  • No closing costs
I didn't like
  • Inefficient processes
  • Value for time and effort
#1005019

When I finally gave up on Naca I was able to get approved for an FHA loan and we closed in a little over a month on a 5 bedroom, 2.5 bath home in a nice neighborhood. Even though you got your home I don't think that the road to home ownership has to be as long as...
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Anonymous
Anonymous

I would have to agree with the above comment. My experience with NACA was horrible thus far. I am doing my part, but NACA can't seem to do their part. A part of the reason it ...

NACA_Online
NACA_Online
Naca Verified Representative

We're sorry you felt the program was a waste of time, especially considering the tens of thousands of dollars more that FHA loan will cost you.Dave Ramsey says that credit sco...

1.9
Product
Naca Mortgage
#1001067

In 10/2011 I attended the NACA solution and with the proper paper work in hand they were able to successfully stop the process of my foreclosure. It was due to foreclose the Monday following my Friday appointment. Needless to say we wanted to fulfill our responsibility...
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Anonymous
Anonymous

I have a NACA loan that is a year old I will be relocating to new state what can I do

NACA_Online
NACA_Online
Naca Verified Representative

We are glad you have been able to keep your home. During the course of the 160 Save the Dream and American Dream events NACA conducted from 2008 through 2015, yours was actual...

Product
Naca Mortgage
#990152

I purcased my home through Naca in 2005. My experiences was phenominal because I was blessed with an amazing counselor by the name of Kerry. The sellers were wonderful... so i thought. So, yes, all went well till now! I now have my house for sale and even had a buyer...
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NACA_Online
NACA_Online
Naca Verified Representative

We appreciate your frustration and the situation you are in, but you are clearly pointing the finger in the wrong direction. If NACA, the bank, the title company and the clos...

2.7
Product
Naca Mortgage
#979273

It's one excuse after another from NACA , all being so-and-so "dropped the ball". No sense of urgency on their part to close. Sad part is, if we can't close within the next week, we will be forced to cancel the contract and keep the earnest money provided by the buyer...
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NACA_Online
NACA_Online
Naca Verified Representative

NACA's objective is to complete the process from contract to closing in 28 days, and in fact the vast majority of transactions are completed within that time frame.When delays...

1.0
Product
Naca Mortgage
#954783